--- title: "How Payouts Work" description: "" url: https://help.finotivefutures.com/en/articles/57-how-payouts-work collection: "Payout Information" updated: 2026-11-07 language: en --- # How Payouts Work Payouts are available on demand. Once you meet all the eligibility conditions for your account type, you close all open positions and submit a Payout Request through your Dashboard. On a 1-Step Funded Account, the Profit Buffer has to be maintained before every payout request. After maintaining the profit buffer a trader just needs to hit the Minimum Profit Goal (1% of your Initial Account Balance) to request a payout considering all other requirements such as Minimum Profitable Days, Consistency Rule (40%) and Minimum Payout Request are satisfied. On an Instant Account you need to hit the payout milestone every time to request a payout. A trader just has to make sure that Minimum profitable days, Consistency rule (20%) and Minimum payout requests are satisfied. **Eligibility Criteria**

Requirement	1-Step Challenge Funded	Instant Account
Profit Buffer / Payout Milestone	Profit Buffer has to be maintained	Milestone reached (re-achieved each cycle)
Minimum Profit Goal	1% of Initial Account Balance, every Payout Cycle	Not applicable (Milestone applies instead)
Minimum Profitable Days	3 per Payout Cycle (at least 0.25% profit)	5 per Payout Cycle(at least 0.25% profit)
Consistency Rule	40% of cycle profit	20% of cycle profit
Minimum Payout Request	$500, before Reward Split	$500, before Reward Split
Reward Split	90/10	90/10

**Guide to Your First Payout** • Make sure you meet every condition for your account type, listed above. • Close all open positions. • Make sure your KYC and compliance checks are up to date. • Submit your Payout Request from your Dashboard. • Once approved, your Payout is credited through Finotive Pay. **Payout Timing and Processing** Payout Requests are processed within 24 to 48 hours of submission. Once your Payout is approved, funds are deducted from your account balance within a few minutes of approval. **Worked Example** Take a $50,000 1-Step Challenge Funded Account. The Profit Buffer for this size is $2,000, and the Minimum Profit Goal is $500 (1% of $50,000). As soon as the trader's profit reaches $2,000, two things happen immediately: the Max Drawdown stops trailing and locks permanently at the $50,000 initial balance, and that $2,000 stays in the account as a permanent cushion (Profit Buffer). To request the first Payout, the trader also needs the Minimum Profit Goal on top of the Buffer, so $2,000 + $500 = $2,500 .The $2,000 Buffer stays in the account, and the $500 above it becomes available to request. The trader requests $500 at a 90/10 Reward Split, they receive $450, and Finotive Futures retains $50. On an Instant Account there is no Buffer to hold back. Take a $50,000 Instant Account, where the Payout Milestone is $3,000. Once the trader reaches $3,000 profit, with 5 Minimum Profitable Days and the Consistency Rule met, the full $3,000 becomes eligible, capped at the $2,000 maximum payout for this size. At 90/10, that is $1,800 to the trader, and $200 retained by Finotive Futures. The remaining $1,000 rolls into the next cycle.