--- title: "What Is the Difference Between the 1-Step Challenge and Instant Account?" description: "" url: https://help.finotivefutures.com/en/articles/4-what-is-the-difference-between-the-1-step-challenge-and-instant-account collection: "Getting Started" updated: 2026-11-05 language: en --- # What Is the Difference Between the 1-Step Challenge and Instant Account?

Feature

1-Step Challenge

Instant Account

Evaluation stage required

Yes

No

Max Drawdown type

End of Day trailing

Intraday trailing

Consistency Rule

40% of cycle profit (Funded Only)

20% of cycle profit

Minimum Profitable Days per Payout Cycle

3  (Funded Only - at least 0.25% per day)

5 (at least 0.25% per day)

Payout eligibility gate

Profit Buffer, then Minimum Profit Goal

Payout Milestone

Reward Split

90/10

90/10

Both products offer the same account sizes i.e: 25K , 50K, 100K, 150K. The core difference is that the 1-Step Challenge asks you to prove yourself first, while the Instant Account gets you trading funded capital right away.