---
title: "Instant Account: Complete Guide"
description: ""
url: https://help.finotivefutures.com/en/articles/36-instant-account-complete-guide
collection: "Instant Account"
updated: 2026-11-06
language: en
---
# Instant Account: Complete Guide
Instant Accounts skip the evaluation phase entirely. You trade a funded account from day one, right after purchase and KYC. This article covers everything you need to know in one place.
**Key Benefits**
• No evaluation phase. You are funded from day one.
• No activation fee.
• 90/10 Reward Split from your very first payout.
**Account Specifications**
Account Size
Daily Drawdown
Max Drawdown (intraday trailing)
Contract Limit (Mini/Micro)
Payout Milestone
Min. Profitable Days
Consistency Rule
$25,000
$500
$1,250
2 / 20
$1,450
5 (at least 0.25% each day)
20%
$50,000
$1,250
$2,500
4 / 40
$3,000
5 (at least 0.25% each day)
20%
$100,000
$2,500
$4,000
6 / 60
$5,000
5 (at least 0.25% each day)
20%
$150,000
$3,750
$5,000
8 / 80
$8,000
5 (at least 0.25% each day)
20%
**Daily Drawdown (Soft Breach):**
Daily Drawdown is a Soft Breach. Exceeding it on a single day closes your open positions for the day but does not fail your account. Max Drawdown is a Hard Breach. Exceeding it closes the account immediately.
**Maximum Drawdown (Hard Breach):**
Max Drawdown trails on an intraday basis: the floor follows your highest equity point reached during the trading day, including open unrealised profit, not just your end of day balance. Example: on a $50,000 account, if your equity climbs to $53,000 intraday, your drawdown floor will trail up to 50,500.
**Consistency Rule**
The Consistency Rule on Instant Accounts is 20%, which means your single day profit can’t be greater than 20% of your overall profit.
**Payouts**
To request a payout on an Instant Account, all of the following must be true:
• Payout Milestone reached for your account size (see table above). This must be re-achieved for every subsequent Payout Request.
• 5 Minimum Profitable Days completed in the Payout Cycle.
• Consistency Rule met: no single day over 20% of total cycle profit.
• The requested amount is at least $500, before the Reward Split.
• All open positions are closed, and KYC and compliance checks are clear.
Your Reward Split is 90%. You keep 90% of eligible profits.
Account Size
Min Payout
Max Payout
$25,000
$500
$1,000
$50,000
$500
$2,000
$100,000
$500
$3,000
$150,000
$500
$4,000
**Resets**
There is no standard reset on Instant Accounts. If you fail one, you can repurchase the same account size within 3 calendar days of the breach at a reduced repurchase fee. If you do not repurchase within that window, you will need to buy a new account at the standard or discounted price.